What is a Homebuyer Survey?

A Homebuyer Survey, also known as an RICS ‘Level 2’ survey, is a non-intrusive visual assessment of a residential property such as a house or apartment.

A certified surveyor will check all visible areas of the property to assess its condition and identify any defects.

This survey provides an excellent snapshot of any serious issues the property might have and is particularly beneficial for those considering the purchase of a modern home in decent condition.

For instance, consider the case of a couple looking to buy a semi-detached house in Bristol. Their Homebuyer Survey identified minor roofing issues and inadequate window sealing that were not initially apparent, enabling them to negotiate a better purchase price.

How does a Homebuyer Survey compare to other survey types?

The Homebuyer Survey is more succinct than the RICS Building Survey but offers more detail than both the mortgage valuation and RICS Condition Report. Positioned as a ‘Level 2’ survey,

it is among the most popular choices by RICS. The cost of this survey varies with the property size and its market value.

Surveyors focus on clearly visible problems but will not, for example, lift carpets or move heavy furniture. For those purchasing older properties or buildings with potential hidden issues, a Level 3 ‘Building Survey‘ is advised for a thorough inspection.

Our Homebuyer Surveys are conducted by RICS chartered surveyors in mansfield and are suitable for both traditional and modern properties that are in good condition.

For heritage properties or those in poor condition, a more detailed Building Survey might be necessary to uncover significant hidden problems.

With a Homebuyer Survey, your report will cover basic features similar to a Level 1 Condition Report but includes additional advice on urgent defects, potential impacts on the property’s value, and maintenance and repair recommendations.

RICS surveys also provide a market valuation and estimated insurance rebuild costs.

What Does the Survey Include?

The Homebuyer Survey entails a visual inspection of all major indoor features including ceilings, roofs, walls, and bathrooms, and extends to permanent outdoor structures like windows, roofing, and drainage systems.

The surveyor will assess the heating, electrical, and plumbing systems, commenting on the energy efficiency.

A real-world example can be seen in a recent survey conducted on a Victorian terrace in Manchester, where the surveyor identified issues with damp, leading to necessary damp-proofing measures and insulation upgrades.

Your RICS chartered surveyor will pinpoint areas needing legal or specialist consultation, and the provided property valuation helps in negotiating the purchase price. A reinstatement value estimate is also included, crucial for insurance purposes.

The survey will reveal any serious structural problems such as subsidence and includes checks for damp, woodworm, and rot in accessible timber sections. Issues like septic tank maintenance will also be highlighted if applicable.

Each survey outlines major faults and provides guidance on necessary repairs and maintenance to address these issues.

Looking to ensure your new home is in perfect condition? Contact New Homes Inspections for a comprehensive new build survey tailored to your specific needs.

Whats been learnt

• Definition and Function:
  • A Homebuyer Survey is a visual inspection that assesses the condition of visible areas of a property.
  • It is known as an RICS ‘Level 2’ survey.
• Comparison with Other Surveys:
  • It is more detailed than a mortgage valuation and RICS Condition Report but less extensive than a RICS Building Survey.
  • Suitable for modern homes in good condition, less so for older or dilapidated properties.
• Inspection Details:
  • Includes inspection of major indoor features like ceilings, walls, and roofs, and outdoor features like windows and gutters.
  • Checks systems such as heating, drainage, and electrical for functionality and efficiency.
  • Identifies serious structural issues like subsidence and tests for damp.
• Additional Information Provided:
  • Offers advice on urgent defects and their impact on property value.
  • Provides maintenance and repair recommendations.
  • Includes a market valuation and insurance rebuild costs.

“Advice in 2024″ clinical home buyers A home survey”

In 2024, a UK home survey costs between £290-£1,390, depending on the survey you need and the value of the property. 

One type of survey is called a Level 1 Home Survey or Condition Report. This one costs around £380 for an average house in the UK. But remember, the price can change depending on how much your house costs and how big it is. So, for this survey, you might pay between £290 and £560.

The Level 1 Home Survey, also known as the Condition Report, costs £380 for an average UK home. The price of this report depends on how much your house costs and how big it is. So, it could be anywhere between £290 to £560.https://newhomesinspectionsuk.com/

The Condition Report tells you if there are any big problems with your house that need fixing right away or need more checking. Your surveyor will give ratings from 1 to 3 for different parts of your house. A rating of 1 means no fixes needed, while a rating of 3 means there’s something really urgent that needs fixing.

Here’s a quick look at the Level 1 Survey:

– Best for new homes.

– It’s the simplest and not very detailed.

– Good if you just want to know the condition of your house.

– But it won’t tell you how much your house is worth.

Let’s say Sarah is thinking about buying a house. She wants to make sure everything is okay with it before she buys it, so she decides to get a survey done.

Sarah looks into different types of surveys and finds out about the Level 2 Home Survey, also known as a HomeBuyers Survey. This survey costs £500 on average, but she sees that the price can vary between £325 and £900 depending on factors like the value of the property and the surveyor’s rates.

She learns that this survey uses something called a Traffic Light System to rate any risks or repair work from 1 to 3. That means problems are labeled with either green, amber, or red, depending on how serious they are.

Sarah also finds out that she can ask for a property valuation to be done alongside the survey report, but it might cost her around £50 extra. Since she needs a valuation for her mortgage, she decides to check with her lender first to make sure they’ll accept this type of valuation.https://www.zoopla.co.uk/discover/buying/what-survey-do-i-need/

Let’s imagine Tom is searching for a new home. He wants to make sure he knows everything about the house before he makes a big decision. So, he looks into different types of surveys and learns about the Level 3 Home Survey, also called a Building Survey.

This survey is the most detailed one you can get. It costs around £800 on average, but it could range from £630 to £1,200. Tom finds out that this survey gives a thorough check of the structure and condition of the house. It’s like a deep dive into every nook and cranny of the property.

Even though it seems a bit pricey, Tom learns that this survey can reveal hidden problems that might end up costing him a lot if they’re not caught early. Plus, it comes with recommendations on what to do next, which helps him decide if the house is worth buying.

Let’s follow Emma on her house-hunting adventure! Emma is super excited to find her dream home, but she knows there’s a lot to consider before making such a big move.

As she dives into the world of property buying, Emma learns about something called a Mortgage Valuation or RICS Valuation. This is like a check-up for the house to make sure it’s worth the money she’s planning to borrow.

Emma discovers that the cost of this valuation can vary quite a bit. On average, it’s around £320, but it could be as low as £160 or as high as £600! She finds this fascinating—why such a big range? Well, it turns out it depends on how much the house is worth and which lender she decides to go with.

One thing Emma learns is that this valuation won’t hunt for hidden defects in the house. Nope, it’s just there to reassure her mortgage lender that the property is really worth the amount they’re lending her. Some lenders even throw in the valuation for free, while others might charge around £75.

So, armed with this newfound knowledge, Emma feels more confident navigating the twists and turns of the home-buying journey.

what is a property survey “see our top tips”

If you’ve had an offer accepted on a property and don’t require a mortgage, it’s wise to arrange a property survey before moving forward. While surveys are not legally mandatory, they provide valuable insights and information about the property’s condition.

Opting for a survey is beneficial, even though it’s not compulsory. Surveys can uncover potential issues that may need fixing, helping you avoid unexpected costs and problems after purchase.

https://www.reallymoving.com/quote-forms/surveyors?utm_source=google&utm_medium=cpc&utm_campaign=21167965859&utm_content=160799328957&utm_term=property%20survey&loc=&refID=ggle_surv&gclid=CjwKCAjw26KxBhBDEiwAu6KXt8RNGxvlQwaV9qShbJMMrMYK9YnMQcnWZdWvD93ZaoDx5upFudm-kBoC0TwQAvD_BwE&gad_source=1

For those needing a mortgage, lenders typically require a mortgage valuation survey. This type of survey helps lenders verify that the property’s price reflects its true value, ensuring the loan amount is appropriate. Although not as thorough as other surveys, a mortgage valuation can reveal significant defects and assess if the property is a secure investment for lending purposes.

Who organizes a survey when buying a house?

Typically, it is the buyer’s responsibility to arrange a survey. It is important to hire a surveyor who is registered with either the Royal Institute of Chartered Surveyors (RICS) or the Residential Property Surveyors Association (RPSA) to ensure professionalism and expertise. Choose a local surveyor with positive reviews to get the most reliable service.

You can find a surveyor through recommendations from your estate agent, mortgage lender, or solicitor, or you can search for one yourself. Using comparison websites and seeking advice from family and friends are also good ways to find a reputable professional.

How much does a property survey cost?

The cost of a property survey varies depending on the surveyor’s fees and the level of detail required. Factors such as the size and value of the property also influence the cost; generally, larger or more expensive properties will incur higher survey fees. While surveys can be costly, they are often worth the investment as they can reveal costly issues that might allow you to renegotiate the property price, potentially saving you money in the long run.

Which property survey should I use?

The type of survey you need depends on the property’s age, size, and unique characteristics. Newer homes might only require a basic survey to identify urgent issues, while older or larger homes often need more comprehensive evaluations. Properties with unusual architectural features or materials, like timber frames or thatched roofs, typically require specialized surveys to assess their condition and maintenance needs effectively.

Condition Report This basic form of property survey identifies any serious or urgent defects that need immediate attention but doesn’t delve into detailed analysis. It’s particularly suitable for newer homes or those in good condition, as it primarily highlights significant risks and defects without an extensive examination.

Homebuyer Report This more comprehensive report not only identifies issues like damp or subsidence that could impact the property’s value and necessitate ongoing maintenance but also focuses on visible concerns without invasive inspection methods like drilling into walls. If the report provides cost estimates for necessary repairs, this information can be used to negotiate a lower purchase price, potentially offsetting the cost of the survey itself. Additionally, some Homebuyer Reports include a market valuation option, which can further influence price negotiations if the valuation is below the initial offer.

Building Survey The most thorough option, a Building Survey is essential for assessing the full structure and condition of a property, particularly older, listed, or extensively renovated homes. This survey covers all accessible parts, including attics, cellars, and beneath floors, providing a detailed list of defects and recommended repairs. While it is the costliest survey, the depth of information can be crucial for understanding the full scope of potential maintenance and repair costs.

Understanding Property Surveys When buying a home, conducting a property survey is crucial to identify potential issues like structural defects, dampness, or electrical problems. While some buyers may hesitate due to costs or potential delays, skipping this step can lead to unexpected, costly repairs after purchase. A proper survey can reveal significant problems, allowing buyers to renegotiate the price or request repairs before finalizing the sale.

Types of Property Surveys

1. Mortgage Valuation: Required by lenders to assess property value for loan security, this does not delve deep but notes obvious major issues.
2. Homebuyers Report: Offers a detailed look at the property’s structure and condition using a simple traffic light rating system. It comes in two types: without valuation (around £350) and with valuation and insurance reinstatement value (around £450).
3. RICS Building Survey: Ideal for older, larger homes or those needing extensive renovations. This detailed survey examines hidden areas like behind walls and between floors and includes repair advice with cost and timing estimates (typically costing between £500 and £2000).

Survey Costs The cost of property surveys varies widely, from approximately £350 to £2000, depending on the type and depth of the survey conducted.

Surveys for New Builds Even new properties can have defects. A snagging survey, costing between £300 and £600, should be conducted to identify any issues before moving in. It’s best conducted before contract exchange if possible.https://newhomesinspectionsuk.com/

Finding a Qualified Surveyor Ensure your surveyor is a member of the Royal Institution of Chartered Surveyors (RICS) or the Residential Property Surveyors Association (RPSA). Recommendations can also be sought from solicitors, mortgage lenders, or estate agents for reputable surveyors.

New Snagging App Finds 98% of Home Defects with the Swipe of a Button

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New Homes Inspections have a revolutionary new app has been launched in the UK, designed specifically for homeowners to easily identify and report home defects. The app, called New Homes Inspections, is the first of its kind in the country and has already created a buzz in the market. With just a simple swipe of a button, homeowners can now find 98% of their home defects, saving them time, money, and stress.

Unlike any other app on the market, New Homes Inspections is dedicated solely to the needs of new home owners. It covers over 300 elements of a new build home, including kitchen, bathrooms, living rooms, and bedrooms. Each part of the home is broken down to every aspect, such as windows, fixings, finishes, and plumbing, allowing homeowners to easily identify any issues or defects by taking images.

The app’s unique algorithm generates a comprehensive report that can be sent directly to developers to address the raised issues. Developed by a site manager and built to the standards of the new home quality board, New Homes Inspections ensures that homeowners have the necessary tools to hold developers accountable for the quality of their homes.

To validate the app’s accuracy, it has been tested on 30 homes from various developers, resulting in an impressive 98% success rate in detecting defects. This makes New Homes Inspections the most reliable and effective app of its kind on the market. In addition to its defect-finding capabilities, New Homes Inspections also provides a range of educational resources for homeowners.

Through there website there are a range of how-to videos and walk through & plenty of industry secrets on there you tube channel, guiding homeowners on how to snag their bedrooms, kitchens, bathrooms, garages, buildings, roofs, driveways, and meter services.

The co founder Mitchel Shaw said: “Our business vision is for home owners to be comfortable in there new build home & offering a snagging process that is straight forward with easy steps to follow,finding defects & generating reports using the app with every stage of the inspection built to building standards”. The website also provides valuable information on the build process, key stage inspections, warranty providers, best practices, and more. Industry players, the general public, local communities, and customers alike have eagerly awaited the arrival of such a comprehensive app.

With its informative and educational features, New Homes Inspections empowers homeowners to take control of the quality of their homes and ensures a smoother and more enjoyable home ownership experience. As the app is currently going through the accreditation process with the new homes quality board, industry players and experts have already shown their support and endorsement.

With its dedication to improving the new home ownership experience, New Homes Inspections is set to become the go-to app for homeowners across the UK. For a limited time, homeowners can download on google play & App store New Homes Inspections for just £13.99, offering unlimited use and access to all its features.

Don’t miss out on this opportunity to ensure your home is defect-free and meets the highest quality standards. About New Homes Inspections: New Homes Inspections is a revolutionary snagging app designed specifically for new home owners. With its unique defect-finding capabilities and educational resources, the app empowers homeowners to take control of the quality of their homes.

Developed by a site manager and built to the standards of the new home quality board, New Homes Inspections is the UK’s first of its kind application. For more information and to download the app, visit www.newhomesinspectionsuk.com

New Build Buyers put of over poor quality & interest rate

Dec 2023

CIOB investigates new build owners concerns Blog by D Shaw

New build buyers quality concerns were met by housebuilders called the New Homes Quality Board, but registration is not required by law.

New Build Buyers & National Home Federation

New build buyers & The National Federation of Builders, which represents developers, said that while there were failures by some firms, a “perverse situation” had been created “where rather than exploring how we keep standards high, many, especially MPs, only focus on the bad and look to reinvent the process”. The trade body added that builders also faced “new, costly and unfair regulation, extra taxes to fix others failures”, which made business difficult. But the government said legislation gave the housebuilding industry “a clear framework to deliver more, higher quality and safer homes”.

New Build Buyer Nightmare Home

Snagging checks ‘My worst nightmare’ Diane Jackson paid £315,000 for her new four-bedroom, detached house in Darwen, Lancashire, in April. But 10 days after getting the keys, she discovered damp along with a bug infestation. The 61-year-old says she has not been able to move into the property and is having to pay the mortgage as well as rent on her current home. She told the BBC that she paid for four independent reports into her home. They found problems with cavity walls as well as “plaster beetle”, which occurs in damp conditions.

Diane Jackson found plaster beetle in her new home Ms Jackson said the developer Applethwaite Homes paid £2,700 to have a heat treatment on the property, which she said did not work and was still waiting for problems to be fixed. She said she would “hate for anyone else to have to go through what I’ve been through”. “I wanted to show my family my new home and be proud. Instead I’m embarrassed. They’ve (the developers) treated us so unfairly. It’s been my worst nightmare,” she added. A spokesperson for Applethwaite Homes did not comment on Ms Jackson’s claims about the state of her home, but said it took “great pride in creating high-quality homes”. “We go out of our way to meet our customers’ expectations and help them settle into their new homes,

CIOB reported low new build owner trust

A recent report highlights growing concerns regarding construction standards, significantly dissuading potential buyers from investing in new-build homes. According to the Chartered Institute of Building (CIOB), more than half of surveyed individuals believe older houses surpass new-builds in quality. Despite assertions by housebuilders of improved quality, there exists a pervasive lack of trust in their capabilities.

While acknowledging that most homes are built to high standards, the National Federation of Builders admits that failures by certain high-profile companies have tarnished overall perceptions. Interestingly, these setbacks haven’t significantly impacted the sales of the most reputable builders. The housing shortage in the UK has led to soaring property prices over the years due to rising demand.

The government’s failure to meet its target of constructing 300,000 new homes annually in England, alongside a record low in planning permissions for new houses and conversions, further exacerbates the situation. Addressing this, the CIOB stresses the need for housebuilders to intensify efforts in showcasing quality to potential buyers, aiming to alter negative perceptions prevalent in the market.

A CIOB-commissioned survey of 2,000 adults revealed striking sentiments: 55% considered older homes superior in quality compared to 21% favoring new-builds. Additionally, nearly one-third described new-build housing as “poor quality.” Alarmingly, 33% of respondents expressed a low level of trust in housebuilders’ capacity to construct high-standard new homes.

David Parry, the report’s author, emphasized the disconnect between public perception and reality. He highlighted the considerable improvements in energy efficiency in new builds compared to older homes, emphasizing their adherence to stricter regulations. Parry’s report aims to reassure buyers that the majority of housebuilders uphold a well-defined and rigorous set of standards, despite prevailing negative views on new-build home quality.

The Emergence of New Home Snagging Apps

The emergence of snagging apps has become a game-changer, enabling buyers to unearth issues within their newly acquired properties, altering the dynamics between homeowners and developers.

The Weight of Higher Interest Rates on Buyers

Economic shifts, particularly the Bank of England’s decision to maintain interest rates at a 15-year high, raise concerns for potential buyers. Elevated rates may amplify monthly payments for mortgage holders and potentially exclude first-time buyers as lending conditions tighten.

5.25% Impact of Higher Interest Rates on Buyers Recent economic shifts, like the Bank of England’s decision to maintain interest rates at a 15-year high, raise concerns for potential buyers. Higher rates could result in increased monthly payments for mortgage holders and potentially price out first-time buyers as lending conditions tighten.

The Chartered Institute of Building’s report reflects a pivotal moment in the housing market. Empowered by snagging apps, homeowners navigate complexities, while industry players grapple with the task of rebuilding buyer trust in new home standards. This evolving landscape will undoubtedly redefine the future of home purchasing and construction.

Your new home finishes top 10 to elevate your space

Nov 2023

Nottingham designs new build home new tips Blog by D Shaw

“Crafting Home Stories: Personalized Finishes for Every Dream Home”

Welcome to the world of finishes designing your dream home! As you embark on this thrilling journey, one of the most exciting phases is undoubtedly selecting the perfect finishes that will breathe life and personality into every corner of your new abode.

Imagine walking into your home and being greeted by an exterior that exudes charm, stepping inside to find a seamless flow between exterior and interior finishes, and delighting in a kitchen that’s as functional as it is stylish. These are the finishing touches that transform a house into a haven, reflecting your unique taste and aspirations.

Join us on an adventure through the art of finishes – from choosing the right colors to balancing functionality and flair, we’ll explore how these details can truly elevate your space. So, buckle up and get ready to discover how to infuse your new home with personality and panache!

Exterior Finishes: Making the Best First Impression

Your home’s exterior sets the tone for what’s within. Choosing styles that resonate with your home while ensuring durability is key. From siding materials to paint colors, striking a balance between aesthetics and functionality elevates curb appeal.

Inside Out: Balancing Exterior and Interior Finishes

Harmonizing exterior with interior design creates a cohesive narrative for your home. Coordinating elements like entryway aesthetics with foyer decor paves the way for a seamless transition from outside to inside.

Mastering Kitchen : From Countertops to Backsplashes

The kitchen, a focal point of any home, demands finishes that marry style with functionality. Explore countertop materials, backsplash designs, and cabinet finishes to curate a culinary haven that reflects your taste and withstands daily use.

Cabinet Chronicles: Choosing Style and Functionality

Cabinets aren’t just for storage; they’re a design statement. Delve into the world of cabinet finishes, balancing aesthetics, durability, and practicality to optimize both style and storage space.

Bathroom Brilliance: Crafting Your Ideal Space

Elevate your daily routine with colours that transform bathrooms into luxurious sanctuaries. From tile choices to fixture finishes, discover how to create a spa-like atmosphere while ensuring functionality.

Flooring Foundations: Finding the Perfect Base

Flooring ties rooms together. Dive into the diverse world of flooring textures, balancing aesthetics, durability, and maintenance to find the perfect foundation for every room in your home.

Igniting Ambiance: The Art of Fireplace Dressings

Fireplaces add warmth and character. Explore materials that complement your fireplace design, enhancing its appeal as a centerpiece while blending seamlessly with your overall decor.

Shine Bright: Hardware and Lighting Selections

Hardware and lighting are the jewelry of your home. Uncover the art of selecting warm and cold lighting that illuminate your space and accentuate its personality, creating an inviting ambiance.

Paint Palette: Colors, Textures, and Techniques

Paint is a trans formative tool. Discover the power of colors, textures, and painting techniques to express your style and evoke desired emotions in every room.

Ensuring Timelessness: Selecting Lasting materials dont fall for fads

Invest in furnishings that stand the test of time. Explore timeless choices that transcend trends, ensuring your home retains its allure for years to come.

Considering Resale Value: Materials for Future Prospects

Smart finishes not only enhance your living experience but also add value to your home. Learn which finishes can potentially increase your home’s resale value, providing a return on your investment.

Expert Insights: Seeking Custom Home Guidance

For a bespoke touch, consider custom finishes. Gain insights from experts in the field, guiding you through the process of creating tailored finishes that elevate your home’s uniqueness.

Outdoor Oasis: Protecting and Enhancing Exterior Woodwork

Preserving outdoor woodwork is vital. Discover finishes that protect and enhance your exterior woodwork, ensuring longevity and maintaining the charm of your outdoor spaces.

Living Room Storage Solutions: Merging Functionality and Style

Innovative finishes can transform storage solutions into stylish statements. Explore how to blend functionality seamlessly with aesthetics in your living spaces.

By incorporating the right finishes, your new home becomes a reflection of your personality and a haven of comfort and style. For more tech and home-related tips, explore WebTechTips.co.uk to discover the latest in home automation, smart home solutions, and gaming enhancements. Don’t just live in a house; create a sanctuary that speaks volumes about your taste and aspirations. Share your finishing touches journey with us!

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Unlocking the Secrets of New Build Snagging: A Comprehensive Guide

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Introduction

Hey there! Are you curious about the ins and outs of new build snagging? In this comprehensive guide, we’ll delve deep into the world of snagging in new construction projects. Whether you’re a homeowner, a property investor, or a future homeowner, understanding the process of snagging is essential to ensure that your new build is perfect down to the last detail.

Overview: In this post, we will cover everything you need to know about new build snagging, including the definition of snagging, its importance, how to perform snagging, common snagging issues, and tips to streamline the snagging process. So, let’s get started on our snagging journey!

What is Snagging?

Snagging, snagging, snagging! We can’t emphasize enough the significance of this crucial step in any new build project. Essentially, snagging refers to the process of identifying and rectifying defects, issues, or imperfections in a newly constructed property before it’s handed over to the owner.

The Importance of Fining issues

Understanding the importance of snagging can save you time, money, and potential headaches down the road. Efficient snagging ensures that your new build is in pristine condition, leaving no room for unexpected surprises.

read more or click here to learn about snagging apps

How to Perform Snagging

Performing snagging, snagging, and more snagging! We’ll guide you through the step-by-step process of snagging, providing you with the knowledge you need to ensure your new property meets the highest standards.

Common Snagging Issues

Exploring the common snagging issues you’re likely to encounter. Recognizing these problems will empower you to address them effectively.

Tips for Streamlining the Snagging Process

Snagging, streamlined! We’ll share invaluable tips and tricks to make your snagging process smooth, efficient, and snag-free.

Incorporating links to external websites is a good practice for providing readers with more information. Here are a few reputable sources for additional insights on new build snagging:

• The National House Building Council (NHBC)
• HomeOwners Alliance
• Build Warranty
• Premierguarantee
• Buildsafe
• LABC
• One Guarntee

Conclusion: In summary, snagging plays an indispensable role in the new build process, assuring that your property arrives in impeccable condition, devoid of defects and issues. By heeding the advice and guidelines presented in this post, you will be well-equipped to master the art of snagging. Therefore, the next time you embark on a new build project, you can confidently guarantee that your property remains snag-free and ready to become your dream home